:root{--ink:#10202a;--muted:#5d6972;--line:#dbe8e9;--bg:#f6fbfb;--card:#fff;--brand:#1aa6a6;--deep:#0d5c63;--warm:#fff7ea}*{box-sizing:border-box}body{background:var(--bg);color:var(--ink);margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;line-height:1.65}a{color:inherit;text-decoration:none}.wrap{width:min(1120px,100% - 32px);margin:auto}.topbar{color:#fff;background:#0e2831;padding:9px 0;font-size:13px}.nav{z-index:10;backdrop-filter:blur(14px);border-bottom:1px solid var(--line);background:#f6fbfbeb;position:sticky;top:0}.nav-inner{justify-content:space-between;align-items:center;gap:18px;padding:14px 0;display:flex}.brand{letter-spacing:-.03em;font-size:22px;font-weight:900}.brand span{color:var(--brand)}.menu{color:var(--muted);flex-wrap:wrap;gap:16px;font-size:14px;display:flex}.hero{padding:72px 0 42px}.hero-grid{grid-template-columns:1.12fr .88fr;align-items:center;gap:28px;display:grid}.eyebrow{border:1px solid var(--line);color:var(--deep);background:#fff;border-radius:999px;padding:6px 12px;font-size:13px;font-weight:800;display:inline-flex}.h1{letter-spacing:-.06em;margin:18px 0;font-size:clamp(36px,6vw,68px);line-height:.98}.lead{color:var(--muted);max-width:740px;font-size:19px}.cta-row{flex-wrap:wrap;gap:12px;margin-top:28px;display:flex}.btn{border:1px solid var(--line);border-radius:999px;justify-content:center;align-items:center;padding:13px 18px;font-weight:900;display:inline-flex}.btn-primary{background:var(--brand);color:#fff;border-color:var(--brand)}.btn-dark{color:#fff;background:#10202a}.btn-soft{background:#fff}.panel,.card{background:var(--card);border:1px solid var(--line);border-radius:28px;box-shadow:0 20px 60px #10202a14}.panel{padding:24px}.stat{grid-template-columns:repeat(2,1fr);gap:12px;margin-top:18px;display:grid}.stat div{border:1px solid var(--line);background:#f4fbfb;border-radius:20px;padding:16px}.stat b{color:var(--deep);font-size:24px;display:block}section{padding:44px 0}.section-head{justify-content:space-between;align-items:end;gap:20px;margin-bottom:18px;display:flex}.section-head.compact{align-items:flex-start}.section-head h2{letter-spacing:-.04em;margin:0;font-size:clamp(28px,4vw,44px);line-height:1.05}.muted{color:var(--muted)}.grid-3{grid-template-columns:repeat(3,1fr);gap:16px;display:grid}.grid-2{grid-template-columns:repeat(2,1fr);gap:16px;display:grid}.card{padding:22px}.card h3{letter-spacing:-.02em;margin:0 0 8px;font-size:21px}.pill{background:var(--warm);color:#7a5208;border:1px solid #f2dfba;border-radius:999px;padding:5px 10px;font-size:13px;font-weight:800;display:inline-block}.notice{border-left:5px solid var(--brand);border-top:1px solid var(--line);border-right:1px solid var(--line);border-bottom:1px solid var(--line);background:#fff;border-radius:18px;padding:18px}.footer{color:#fff;background:#0e2831;margin-top:40px;padding:36px 0}.footer a{color:#fff}.branches{grid-template-columns:repeat(2,1fr);gap:12px;display:grid}.branch{background:#ffffff14;border:1px solid #ffffff29;border-radius:18px;padding:16px}.article{max-width:820px;margin:auto;padding:54px 0}.article h1{letter-spacing:-.05em;font-size:clamp(36px,5vw,58px);line-height:1}.article h2{letter-spacing:-.03em;margin-top:34px;font-size:30px}.article p,.article li{color:var(--muted);font-size:18px}.article a{text-underline-offset:4px;text-decoration:underline}.toc{border:1px solid var(--line);background:#fff;border-radius:22px;padding:18px}.article-meta{flex-wrap:wrap;gap:8px;margin:18px 0;display:flex}.article-meta span{border:1px solid var(--line);color:var(--deep);background:#fff;border-radius:999px;padding:6px 10px;font-size:13px;font-weight:800;display:inline-flex}.related-box{padding:34px 0 18px}.related-card{text-decoration:none!important}.related-card:hover{transform:translateY(-2px)}.trust-note{background:#fbffff}.funnel-box{border:1px solid var(--line);background:linear-gradient(#fff,#f1fbfb);border-radius:28px;margin:38px 0 20px;padding:24px;box-shadow:0 20px 60px #10202a14}.funnel-box h2{margin:12px 0 6px!important}.funnel-steps{grid-template-columns:repeat(3,1fr);gap:12px;margin-top:18px;display:grid}.funnel-steps a{border:1px solid var(--line);background:#fff;border-radius:20px;padding:16px;display:block;text-decoration:none!important}.funnel-steps b{color:var(--deep);font-size:16px;display:block}.funnel-steps span{color:var(--muted);margin-top:4px;font-size:14px;line-height:1.45;display:block}@media (width<=820px){.hero-grid,.grid-3,.grid-2,.branches,.funnel-steps{grid-template-columns:1fr}.menu{display:none}.section-head{display:block}.hero{padding-top:44px}.cta-row .btn{width:100%}.stat{grid-template-columns:1fr}.article-meta span{width:100%}}